Leaving a legacy gift: Give Appreciated Securities
Leaving a legacy gift to Middle Georgia State University does not have to empty your bank account! A popular way to leave lasting gifts is by gifting appreciated securities.
Appreciated securities are financial assets such as stocks, bonds, or mutual funds that are worth more today than when they were originally acquired. The increase in value, or appreciation, can result from factors like company performance, market trends, dividends, or interest rate changes. If these assets have increased in value since you obtained them, there could be significant tax advantages:
- Your income tax deduction is usually based on the full market value of the securities on the date of the transfer.
- You can usually avoid paying capital gains taxes that would have been due if securities had been sold.
These types of gifts can be given without affecting your personal cash flow or immediate bank account. Giving appreciated securities can be a great way to leave a lasting legacy that can personally benefit the giver and especially MGA. Your personal financial advisor can give you more direction about the financial benefits of such gifts as well as advice on how to make a gift to MGA. If you wish to donate appreciated stocks, bonds, or mutual funds to Middle Georgia State University, please contact the Office of University Advancement at 478-471-2732.
For more information about legacy giving at MGA, check out Legacy Giving Guide or contact Dr. Jody Long, Director of Major Gifts, at .